Harnessing Artificial Intelligence in Islamic Banking: Transforming Financial Services Through Shariah-Compliant Innovations
Keywords:
Harnessing Artificial Intelligence, Islamic Banking, Financial Services, Sharia Compliant InnovationAbstract
Artificial Intelligence (AI) is widely used in the Islamic financial services industry. Striving for all the energy that can be used to uphold Islamic financial services user efficiency, friendship and Islamic financial services user finance (Alam et al., 2019. Ali et al. 2019. Islamic banks such as Dubai Islamic Bank (DIB), Abu Dhabi Islamic Bank (ADIB), and Kuwait Finance Corporation use AI and machine learning to ask questions to users. Chatbots, strong AI skills, self-service, multilingual customers, for faster response, and gains. Chatbots can communicate with several users in multiple languages on behalf of banks, cost-saving over satisfaction (Khan Rabbani, 2020). AI can be used to make people more efficient and efficient. Islamic finance must be strictly regulated, so the superintendent has other things to do to abide by Sharia law (M). Ali et al. 2020. According to Hasan et al. (2020), the introduction of AI into Islamic mobile banking can lead to Sharia compliance and cost savings.
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