Accounting for Data Integrity and Record Governance in Islamic Digital Banking Systems

Authors

  • Prof. Dr. Aijaz Ali Khoso Professor, Al-Hamd Islamic University, Islamabad Campus.
  • Dr. Haffezullah Talpur Associate Professor of Islamic Culture MHKBT Govt. Boys Degree College Tando Jan Mohammad.
  • Dr. Muhammad Shoaib Khan Pathan Associate Professor, Department of Economics, G.C University Hyderabad, Sindh, Pakistan.

Keywords:

Statistics Value, Project Systems, Accountancy Reporting Methods, S.C.M, Resource Management, Big Data

Abstract

Organizations face an undeniably different test in dealing with their business frameworks, as new advances offer extra intricacies and openings because they work. At the core of this developing unsteadiness is the significance of subjective information to give bits of knowledge to settle on these significant choices for the whole venture. Various investigations have shown that numerous associations do not consider their information and that the principal justification this is that they do not need to gauge its quality and esteem as well as assess the expense of incorrect information. This examination gives an incorporated system that associations can embrace as a component of their monetary control and the board cycles to give an instrument to crashes. in any case, distinguish information issues, gauge potential arrangements, and screen continuous expenses and advantages to assist them with improving keep up the nature of their information.

References

Ahmed, F., Ali, Z., Khan, M. S., & Mullazai, M. (2023). A syntactic analysis of compound noun phrases of Balochi within the perspective of X-bar theory. International Research Journal of Management and Social Sciences, 4(3), 289-304.

Deloitte Consulting LLP. (1999) ERP's Second Wave- Maximizing the Value of Enterprise Applications and Processes: 1-45.

Eckerson, W. (2002) Data Quality and the Bottom Line: Achieving Business Success through a Commitment to High Quality Data: The Data Warehouse Institute: 1-33.

English, L. P. (1999) Improving Data Warehouse and Business Information Quality- Methods for Reducing Costs and Increasing Profits. New York: Wiley Computer Publishing: 518.

English, L. P. (2009) Information Quality Applied. Indianapolis: Wiley Publications Inc: 802.

Eppler M, Helfert M (2004) A classification and analysis of data quality costs. 9th MIT International Conference on Information Quality, November 5-6, 2004, Boston, USA

Experian (2015) The data quality benchmark report- http://go.experian.com/global-research-report-2015

Gartner (2014) Gartner press release Egham UK http://www.gartner.com/newsroom/id/2672515

Ge, M. and Helfert, M. (2007) A Review of Information Quality Research - Develop a Research Agenda. International Conference on Information Quality, November 9-11, 2007, Cambridge, Massachusetts, USA

Ge, M. and Helfert, M. (2008), Effects of information quality on inventory management. International Journal of Information Quality, 2(2), pp. 176-191.

Haug, A., Zachariassen, F., & van Liempd, D. (2011). The cost of poor data quality. Journal of Industrial Engineering and Management, 4(2), 168-193.

Hayter, A. (2010) The State of Data Governance. Paper presented at the Data Governance Conference Europe 2010, London.

Information Difference (2009) The State of Data Quality Today: 33: The Information Difference Company. http://www.pbinsight.com/files/resource-library/resource-files/The-State-of-Data-Quality-Today.pdf

Khan, M. S., Ali, Z., Burlea-Sciopiu, A., Ilyas, M., Shaikh, M. A., & Malik, M. K. (2024). Integrative Approaches To Complex Optimization: Stochastic Simulation, Multi-Criteria Fuzzy Decision Making, Super Economics, And The Interface Of Mathematical Economics And Nanotechnology. Kurdish Studies, 12(3), 311-325.

Khan, M. S., Ali, Z., Burlea-Sciopiu, A., Ilyas, M., Shaikh, M. A., & Malik, M. K. (2024). Integrative Approaches To Complex Optimization: Stochastic Simulation, Multi-Criteria Fuzzy Decision Making, Super Economics, And The Interface Of Mathematical Economics And Nanotechnology. Kurdish Studies, 12(3), 311-325.

Khan, M. S., Rahpoto, M. S., & Mangnejo, G. M. (2020). The effect of the financial crisis on corporal well-being: Apparent impact matters: Assessment of contagion to developing economies. Research Journal of Social Sciences and Economics Review, 1(3), 232-238.

Khan, M. S., Rahpoto, M. S., & Talpur, U. (2021). The effect of the financial crisis on corporal well-being: Apparent impact matters. In Internet of Everything and Big Data (pp. 25-34). CRC Press.

Khan, M. S., Wang, J., Memon, A. A., & Muhammad, T. (2024). Investigating the enhanced cooling performance of ternary hybrid nanofluids in a three-dimensional annulus-type photovoltaic thermal system for sustainable energy efficiency. Case Studies in Thermal Engineering, 60, 104700.

Khoso, A. A. K., Pathan, M. S. K., & Ahmed, M. (2022). Exploring the impacts and aftershocks of COVID-19 on Islamic banking and conventional banking in Pakistan. International Research Journal of Management and Social Sciences, 3(1), 179-192.

Khoso, A. A., & Pathan, M. S. K. (2021). The role of Islamic banking industry in the perspective of global financial sector and its impact in Pakistan's economic growth. International Research Journal of Education and Innovation, 2(2), 81-91.

Khoso, A. A., & Pathan, M. S. K. (2023). The mediating role of job satisfaction in the relationship between organizational culture and employee commitment in Islamic banking. International Research Journal of Management and Social Sciences, 4(2), 13-30.

Khoso, A. A., & Pathan, M. S. K. (2024). Digital Era and Super-Economics Shaping the Future. Al Khadim Research Journal of Islamic Culture and Civilization, 5(2), 92-105.

Khoso, A. A., & Pathan, M. S. K. (2024). Integrating Artificial Intelligence into Shariah Islamic Banking Recommendations for The Development of Islamic Banking. Al Khadim Research Journal of Islamic Culture and Civilization, 5(4), 29-41.

Khoso, A. A., & Pathan, M. S. K. (2024). Pakistan’s Shift to Islamic Banking: A New Era of Innovation and Global Financial Participation. AL-JAMEI Research Journal, 2(1), 175-183.

Khoso, A. A., & Pathan, M. S. K. (2024). The Use of Artificial Intelligence (AI) and Artificial Intelligence (AI) in Islamic Banking and Investment for Sustainable Economic Development. Al Khadim Research Journal of Islamic Culture and Civilization, 5(3), 44-55.

Khoso, A. A., & Pathan, M. S. K. (2025). Harnessing Artificial Intelligence in Islamic Banking: Transforming Financial Services Through Shariah-Compliant Innovations. Al Khadim Research Journal of Islamic Culture and Civilization, 6(1), 36-47.

Khoso, A. A., & Pathan, M. S. K. (2025). Understanding the Role of Cryptocurrencies in Advancing Financial Inclusion and Digital Transformation in Selected Developing Countries. AL-JAMEI Research Journal, 2(03), 53-65.

Khoso, A. A., Ahmed, M., & Pathan, M. S. K. (2022). Customer satisfaction standards according to Islamic and conventional banking system in Pakistan. International Research Journal of Education and Innovation, 3(2), 185-194.

Khowaja, I. A., Talpur, U., Soomro, S. H., & Khan, M. S. (2021). The non-banking financial institutions in perspective of economic growth of Pakistan. Applied Economics Letters, 28(8), 701-706.

Loshin, D. (2001) The Cost of Poor Data Quality. DM Review Magazine, June.

Memon, A., & Khan, M. S. (2019). Industry academia linkages of Jamshoro universities: The case of University of Sindh, Mehran University of Engineering and Technology & Liaquat University of Medical and Health Sciences. Mediterranean Journal of Basic and Applied Sciences (MJBAS), 3(3), 13-52.

Meredith, R. and Mantel, S. (2002) Project Management- A managerial approach. Wiley Textbooks ERC (2015) Collaboration between SMEs and universities- Report to HEFCE by The Enterprise Research Centre (ERC), May.

Muhammad, S. K. P. (2023). The influence of organizational culture on employee commitment and turnover intentions: A study of the importance of positive culture for retaining employees. Global Research Journal of Management and Social Sciences (GRJMSS), 1(1), 85-94.

Mullazai, M., Ali, Z., Khan, M. S., & Ahmed, F. (2023). Agent and theme theta roles in Balochi: A morphosemantic analysis. International Research Journal of Management and Social Sciences, 4(3), 332-347.

O’Brien, T, Sukumar, A and Helfert, (2013) The Value of Good Data- A Quality Perspective. The International Conference of Enterprise Information Systems, Angers, France

Pathan, M. S. K. (2022). The impact of emotional intelligence on leadership effectiveness. International Research Journal of Management and Social Sciences, 3(3), 1-7.

Pathan, M. S. K. (2022). The influence of organizational culture on employee commitment and turnover intentions. International Research Journal of Management and Social Sciences, 3(4), 34-43.

Pathan, M. S. K. (2023). Assessing the mediating role of job satisfaction in the relationship between organizational culture and employee commitment. International Research Journal of Education and Innovation, 4(1), 1-11.

Pathan, M. S. K., & Khoso, A. A. (2023). Misfortune tragedy findings in Pakistan: A public learning perspective on virtue of economic recovery mindset. International Research Journal of Management and Social Sciences, 4(2), 1-12.

Pathan, M. S. K., Khoso, A. A., & Ahmed, M. (2022). Digital model anecdotes through artificial intelligence in socioeconomic and Islamic investments. International Research Journal of Education and Innovation, 3(2), 195-209.

Pathan, M. S., Ahmed, M., & Khoso, A. A. (2022). Islamic banking under vision of green finance: The case of development, ecosystem and prospects. International Research Journal of Management and Social Sciences, 3(1), 193-210.

Rahat, S., & Pathan, M. S. K. (2021). Sustainable climate approach and in context of environment economy: A classical analyze matters. Neutron, 21(1), 40-45.

Redman, T. C. (1995) Improve Data Quality for Competitive Advantage. Sloan Management Review, Winter: 99-107.

Redman, T. C. (1998) The Impact of Poor Data Quality on the Typical Enterprise. Communications of the ACM, 41(2): 79-82.

Redman, T. C. (2004) Data: An Unfolding Quality Disaster. DM Review Magazine, August: 1-6

Zaidi, A. R., Pathan, M. S. K., Junejo, H. A., Sohu, N., & Zardari, H. A. (2024). Navigating globalization: Pakistan’s sovereign state challenges and emerging opportunities. International Research Journal of Management and Social Sciences, 5(2), 547-561.

Downloads

Published

2025-12-31

How to Cite

Prof. Dr. Aijaz Ali Khoso, P. D. A. A. K., Dr. Haffezullah Talpur, D. H. T., & Dr. Muhammad Shoaib Khan Pathan, D. M. S. K. P. (2025). Accounting for Data Integrity and Record Governance in Islamic Digital Banking Systems. Al Khadim Research Journal of Islamic Culture and Civilization, 6(4), 44–55. Retrieved from https://arjicc.com/index.php/arjicc/article/view/506